Haha, do you ever laugh when you look at your budget and compare them to your actual expenses? I did today. Luckily, at this point in time we have a little wiggle room in our budget! A year ago I couldn't say the same...
some of our ut ohs this month...
We spent $430 eating out (including dinners and lunches) when we only budget $150 HAHAHA, okay not really funny. Is our defense, we did take our friend out for a nice dinner or two whilst he was visiting this month. ($280 overbudget)
We spent $550 this month on grocery items. We paid an additional $132 for our CSA for 4 weeks. That's a whopping $170 per week on groceries when we aim to spend 80-100 HAHAHA okay again not funny again. It's little side trips to the store that kill us.
(~$282 over budget).
Those two casually spending mistakes there could have left us with >$560 in the saving account if we had watched our spending more carefully. YIKES.
I think it's good to sit down periodically and do this to quantitatively look at your mistakes. I plan on watching the grocery trips to whole foods and NOT eating out more than one or twice in September.